FINRA SIE Exam Questions - Easily Pass Your Exam
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FINRA SIE Exam Syllabus Topics:
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FINRA Securities Industry Essentials Exam (SIE) Sample Questions (Q240-Q245):
NEW QUESTION # 240
A bond with a par value of $1,000 that is backed by the taxing power of a local government is known as:
- A. A corporate bond
- B. A Treasury bond
- C. A general obligation (GO) bond
- D. A revenue bond
Answer: C
Explanation:
Step by Step Explanation:
* General Obligation (GO) Bonds: Backed by the full faith and credit of the issuing municipality, relying on its taxing power for repayment.
* Revenue Bonds: Supported by revenues from a specific project or source.
* Treasury Bonds: Issued by the federal government.
* Corporate Bonds: Issued by corporations, not municipalities.
References:
* SEC Municipal Bond Guide: SEC GO Bonds.
NEW QUESTION # 241
A lien was filed against the property of a registered representative (RR) for their failure to pay a contractor for home remodeling work. Which of the following items is the RR's broker-dealer (BD) required to file to reflect the lien, and within how many days of learning about the lien must the BD file?
- A. Form U4 within 30 days
- B. Form BD within 60 days
- C. A new fingerprint card within 20 days
- D. The FINRA Rule 4530 complaint report within 45 days
Answer: A
Explanation:
A lien against a registered person is a reportable financial event that must be disclosed on the individual's registration record. The mechanism for updating that record is an amended Form U4, and firms are required to update Form U4 disclosures promptly (commonly tested as within 30 days after the firm learns of the event).
Therefore, the correct answer is A. Form U4 is the Uniform Application for Securities Industry Registration or Transfer and is used not only for initial registration but also for ongoing updates to disclosure items, including certain financial matters such as liens, judgments, and bankruptcies when required.
Choice B is incorrect because Form BD is the broker-dealer's registration form (the firm's registration), used for firm-level changes and disclosures. A lien filed against an individual RR is not handled by updating the broker-dealer's Form BD. Choice C is incorrect because fingerprinting requirements relate to identity
/background checks and are not the reporting mechanism for financial liens. Choice D is incorrect because FINRA Rule 4530 generally concerns reporting of certain events such as regulatory actions, violations, and specified misconduct; a personal lien is addressed through the representative's disclosure updates rather than being a "customer complaint report" filing. (Also, the question's "complaint report" phrasing is a distractor- liens are not customer complaints.) On the SIE, the point is recognizing where disclosures live (Form U4 for associated persons) and the expectation that firms supervise and update registration records when reportable events occur.
NEW QUESTION # 242
When opening an account for an employee of another member firm, FINRA rules require a member firm to meet all of the following requirements except:
- A. Request prior written approval from FINRA.
- B. Advise the employee that it will notify the employer firm of the account opening.
- C. Forward duplicate confirmations and statements to the employer firm if requested by the employer firm to do so.
- D. Send written notice to the employer firm prior to executing the initial order for the employee's account.
Answer: A
Explanation:
When a member firm opens an account for an employee of another member firm, the account-opening firm must comply with notification and duplicate-document requirements, but it is not required to request prior written approval from FINRA. Choice A is the exception and therefore the correct answer. The firm must advise the associated person that it will notify the employing firm. It must notify the employer firm before executing the initial transaction. If the employer firm requests duplicate confirmations and account statements, the executing firm must provide them. These requirements allow the employer firm to supervise outside brokerage activity of its associated persons and detect potential conflicts, undisclosed trading, insider trading concerns, or prohibited activity. Choice B, choice C, and choice D describe required or conditionally required steps. The SIE outline includes employee conduct, outside accounts, books and records, customer confirmations, account statements, and FINRA Rule 3210, Accounts at Other Broker-Dealers and Financial Institutions. The rule is supervisory in nature: FINRA does not approve each outside brokerage account, but the employing firm must receive notice and requested records. Reference: Overview of Regulatory Framework; Employee Conduct; FINRA Rule 3210.
NEW QUESTION # 243
When is a newly registered person subject to the Continuing Education Regulatory Element requirement?
- A. Every three years after the date of registration
- B. On the anniversary date of initial registration
- C. Every five years
- D. The calendar year following initial registration
Answer: B
Explanation:
Step by Step Explanation:
* Regulatory Element Requirement: Newly registered persons must complete the Continuing Education (CE) Regulatory Element on the second anniversary of their initial registration and every three years thereafter.
* Incorrect Options:
* A: The requirement begins on the second anniversary, not the following calendar year.
* D: The cycle is every three years, not five.
FINRA Rule 1240 (Continuing Education): FINRA Rule 1240.
NEW QUESTION # 244
The cash value of a variable life insurance policy is affected by which of the following factors?
- A. Changes in the beneficiary
- B. Changes in the death benefit
- C. Contingent deferred sales charges
- D. Fluctuating market conditions
Answer: D
Explanation:
Step by Step Explanation:
* Variable Life Insurance: The cash value depends on the performance of the underlying investment options.
* Fluctuating Market Conditions: Since the cash value is linked to market performance, fluctuations directly impact its value.
* Beneficiary/Death Benefit Changes: These do not directly impact the cash value unless they involve additional costs or changes to premiums.
:
SEC Bulletin on Variable Life Insurance: SEC Variable Insurance.
NEW QUESTION # 245
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